All New Boardmad

my cycling, snowboarding and technology blog!

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innovation

The Finanser’s Week: 8th October – 21st October 2018

The main blog headlines are … Customer intelligent marketing is not a scary thing I grew up as a marketing guy. My first career roles were in marketing. I was trained by Kotler and Drucker, and still hold true to… Continue Reading →

Customer intelligent marketing is not a scary thing

I grew up as a marketing guy. My first career roles were in marketing. I was trained by Kotler and Drucker, and still hold true to first principles of marketing: the 4 P’s or, if you’re not a marketing person,… Continue Reading →

Things worth reading: 19th October 2018

Things we’re reading today include … PayPal quarterly profit beats estimates, shares rise Top Morgan Stanley banker moonlighted as an Uber driver to try to win role on IPO Hundreds join growing list of Britain’s ultra-rich American Express boosts full-year… Continue Reading →

Why the Many-Worlds Interpretation Has Many Problems

It is the most extraordinary, alluring and thought-provoking of all the ways in which quantum mechanics has been interpreted. In its most familiar guise, the many-worlds interpretation (MWI) suggests that we live in a near-infinity of universes, all superimposed in… Continue Reading →

11:FS launches Banking-as-a-Service

I don’t normally share press releases or advertorial, because this is my blog and it’s meant to be neutral and independent, but I have a stake in 11:FS and so this is different. 11:FS, for those who are unaware, are… Continue Reading →

How Equality and Inequality Shape the Birds and the Bees

Before tackling this month’s puzzle, try this simple physics experiment: Hold a ruler (or another thin flat object like a pencil) horizontally in front of you, supported at either end by your outstretched left and right index fingers. Now slide… Continue Reading →

Open Banking has arrived, whether you like it or not

Ten years ago, I was presenting the concept of Banking-as-a-Service, with the idea that I could find a wide range of plug-and-play software in a cloud-based marketplace, and build my own bank by bringing these pieces of code together into… Continue Reading →

Things worth reading: 17th October 2018

Things we’re reading today include … Why your fraudster could be getting better customer service at the bank than you are ECB Bank Watchdog Race Intensifies With Donnery Gaining Momentum City watchdog extends access to dispute resolution service for small… Continue Reading →

‘Broadband’ Networks of Viruses May Help Bacteria Evolve Faster

Bacteria have a sneaky evolutionary advantage: their own version of the internet for swapping survival solutions. It’s a living network of viruses that can shuttle genetic information between unrelated cells. Known as transduction, this process is one of the ways… Continue Reading →

It’s all about the data

Just continuing on the theme of how different industries can learn from each other, I used to work for NCR. NCR had several major industries they served: retailers, airlines, telcos and banks. The common thread across all of these industries… Continue Reading →

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